Firsts

I’ve spent over a year experiencing “firsts”. I’ve finally accepted the fact that the Universe is throwing lessons my way and if I keep closing my eyes and going “la-la-la-la-la”, this train ain’t gonna’ stop. I’m going through a period of growth and change in my life. Again.

Tomorrow I get to experience another “first” – one I’m really not looking forward to. One that terrifies me. I’ve debated blogging about this, though, because this particular experience is nothing new to a lot of people out there. I may come off sounding like a whiny little snit. If I do… :: shrugs :: I can’t help it. Try to see things from my perspective.

Tomorrow I will officially be uninsured. My COBRA insurance expires at midnight tonight. Because of my epilepsy, I can’t get healthcare coverage through any of the insurance providers. My COBRA coverage can’t transfer to an individual policy because they’re based out-of-state (something to do with insurance companies not being able to provide coverage across state lines, even though Blue Cross is Blue Cross in WA and in TX). The only insurance I can get right now is the State High Risk Pool, which is ungodly expensive. My other choice is to go 6 months without any kind of coverage and apply for the Federal High Risk Pool, which is affordable. But asking someone with epilepsy to go 6 months without healthcare coverage is asking a lot. Just like asking someone who has a heart condition, or asthma, or any other condition that required regular visits to a specialist and expensive medication.

I haven’t been without insurance coverage since 1987. Yeah, I know… last year I was saying I hadn’t been without full-time employment since 1987.

I don’t like being afraid, damnit. I feel like my last “safety net” is going away.

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~ by Duch on July 31, 2012.

6 Responses to “Firsts”

  1. that is sad to hear. I wish health care would get a good overhaul without having to increase the deficit or cause us to have to borrow more money. It wouldn;t be such a big deal if they would have done something a long time ago. I fell lucky to be on Welcare due to my being disabled. Do you have any options like that?

    • My seizures are frequent enough to keep me from driving, but not frequent enough to qualify me for disability. I’m still considered “controlled” by medication because I’m not having generalized seizures at a rate that inhibit my ability to function in everyday life. I guess I should count my blessings. 🙂

      The Epilepsy Foundation may have some resources available. I’ve got a call in to them and I’m waiting for a response.

  2. I’m sorry. Can you get an estimate of how much this is going to cost?

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